What Happens to Your Real-Estate Deposit in Ontario?

What Happens to Your Real-Estate Deposit in Ontario? Your deposit is serious money, but it is not normally handed directly to the seller when an offer is accepted. Here is where it goes, how it becomes part of your purchase and what can happen if the transaction does not close. By Derek Paquette, RE

GTA Market Watch: September 2026

  GTA Market Watch: September 2026 GTA sales, new listings and prices were all lower than a year earlier in September. The market remained highly dependent on property type and location, with some meaningful differences between the City of Toronto and the surrounding 905. By Derek Paquette, REALTOR®

Buying a Hamilton Home With a Basement Apartment: What to Verify Before You Count the Rent

Hamilton buyer due diligence Buying a Hamilton Home With a Basement Apartment? Verify These 8 Things First A separate entrance, second kitchen or advertised rent can make a Hamilton home look easier to afford. None of those things, by themselves, tell you what the basement unit is, what records supp

Closing Costs for Hamilton Home Buyers: How Much Cash Do You Actually Need?

Hamilton and Ancaster buyer guide Closing Costs for Hamilton Home Buyers: How Much Cash Do You Actually Need? Your down payment is only part of the cash you may need to buy a home. Before you write an offer, separate the deposit, down payment, land transfer tax and other closing costs so you know wh